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Cards are issued by Sutton Bank, Member FDIC. Secure Gift Holdings is a financial services company, and not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution; FDIC insurance coverage is subject to pass-through insurance requirements per ownership category. Certain conditions must be met for pass-through coverage to apply. Third-party trademarks referenced for informational purposes only; no endorsements implied.