Consumer Privacy Notice (GLBA)
Last Updated: January 30, 2026
FACTS: WHAT DOES ON ME GIFTING INC. DO WITH YOUR PERSONAL INFORMATION?
The Purpose of This Notice
| Question | Answer |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Name, email address, and phone number • Transaction history and account balances • Device information and IP address |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons On Me Gifting Inc. chooses to share; and whether you can limit this sharing. |
Sharing Disclosure Table
| Reasons we can share your personal information | Does On Me share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
To Limit Our Sharing
- Email Us: Contact support@onme.com with the subject line "Privacy Limit Request"
- Visit us online: onme.com/account/settings
Please note: If you are a new customer, we can begin sharing your information 1 day from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who We Are
On Me Gifting Inc. and Secure Gift Holdings LLC.
What We Do
How does On Me protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does On Me collect my personal information?
We collect your personal information, for example, when you:
- Open an account or use your card
- Provide contact information
- Make a purchase or send a gift
We may also collect your personal information from others, such as affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
| Term | Definition |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include Secure Gift Holdings LLC. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • On Me does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • On Me does not jointly market. |
Other Important Information
- California Residents: We will not share information we collect about you with nonaffiliates, except as permitted by law (for example, with your consent or to service your account).
- Vermont Residents: We will not share information we collect about you with nonaffiliates, except as permitted by law, and we will not share information about your creditworthiness with our affiliates without your authorization.